Do you need an account that allows you to do more than receive and pay money? Then a personal current account from Stanbic Bank is for you.
We offer you an account that also paves the way to a wider range of products and services such as unsecured loans, loans for vehicles and other assets, such as a home.
You can also deposit, transfer and withdraw money using cheques and a Visa card, which gives you 24-hour electronic banking at any of our ATMs or any other ATM across the country showing the Visa sign.
Features and benefits
- Access to a wide range of other products including investment, savings and borrowing opportunities
- Facilities to make payments such as standing orders
- Minimum initial deposit is GH¢ 15
- Minimum monthly service fee of GH¢ 2.50
- No minimum operating balance is required
- There is no limit to the number of withdrawals you may make on a month to month basis
- Competitive rates apply on all foreign exchange transactions
- A 50-leaf chequebook is issued with each new account (you may order additional chequebooks as and when required)
- 24-hour access to your money by using ATMs and Internet banking
Whether you need a vehicle for personal or business use, talk to us at Stanbic Bank about how we could help you.
You can even apply for finance of other assets such as construction, mining and agricultural equipment, boats and even airplanes.
Benefits of vehicle and asset finance from Stanbic Bank
- Repayment periods are flexible
- We finance assets from US$10,000 and more
- You get flexible payment options
- We offer comprehensive insurance on your assets
- Down payments may be optional if you qualify
- Our accrue benefit means you may start using your asset immediately and start making payments after that.
Who may apply?
- Any person aged 21 years and younger than 56 who has a transactional account (such as a current account) with Stanbic Bank may apply
- You need to be a citizen of Ghana
- A business entity with operational offices in Ghana.
How to apply (Personal Current Account)
Simply visit any Stanbic Bank branch to apply. You will need the following:
- Proof of residence
- Valid identification in the form of a passport, a driver's licence, or a voter's ID
- At least GHC15.00 to deposit into your new account.
How to apply (Vehicle or asset finance)
Simply visit any Stanbic Bank branch to apply. You will need the following if applying as an individual:
- Income and expenditure statement
- Bank statements for the past six months
- Payslip or confirmation of salary by your employer
- Be in continuous employment for at least the past 12 months
- Pro forma invoice for asset you want to buy.
You will need the following if applying as a business:
- Completed application form
- Certificate of incorporation
- Certificate to commence to business
- Audited financial statement / management accounts
- Cash flow forecast for the term of the facility
- Profit and loss projection for the term of the proposed loan
- Bank statements for the past six months
- Suretyship of guarantors
- Board resolution to acquire the assets
- Pro forma invoice for asset to be acquired.
Open an account with Stanbic Bank and you could win exciting prizes!
If you don't bank with Stanbic Bank, then here's your chance to apply for a current account with us!
Already a Stanbic Bank customer? Then perhaps you would like to speak to us about that vehicle or other asset you want.
For more information simply pop into your nearest Stanbic Bank branch or call (233-21) 687 6708
